Pessimism/Optimism of Small-Scale Fishers in the Coastal Towns of the First District of Zamboanga del Norte : Relationship to Their DebtServicing Behavior and Attitudes on Livelihood Change

Abstract

This study looked into the perception about existing condition and attitude toward
livelihood change as well as the available opportunities like financial support for new
economic ventures among the fisherfolks in Dapitan and Murciliagos Bays. The
respondents are the 230 small-scale fisherfolks in the mentioned areas. Majority of the
fishers claimed that their present economic condition is poorer compared five years ago and how they perceived the conditions of their households is consistent with their
perception of their respective communities. Majority are willing to change livelihoods
but this response may be dependent on the kind of jobs available which are within their capacity and are immediately available in the community. Lack of needed capital,
capacity and collateral for making loans are hindering them to pursue other livelihood
options. Meanwhile, to form livelihood groups and cooperatives and to practice rotating savings were suggested as ways to maintain financial stability and the fishers will be lifted from poverty.